Insider's Club Travel Protection

The following is a brief summary of coverage offered with the Insider's Club. To review your state-specific plan documentation of the terms, conditions and exclusions, click here. You may also call 1-800-383-0049 to ask any questions regarding the plan, or contact us using our secure online form.


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To purchase an Insider's Club plan you must be eligible to receive industry-free or reduced-rate travel privileges.
  • Products below are available to U.S. residents only.
  • Coverage is not provided while you are acting or training as a pilot or crew member, or while deadheading.
  • All prices and benefits are quoted in US Dollars.
  • Plan cost is annual, non-refundable and non-transferable.
  • Enrollment is effective on the first day of the month following receipt of payment.

Maximum Benefit, per insured, up to:
Summary of Coverage Classic Classic Plus Silver Silver Plus Platinum Platinum Plus
Common Carrier Accidental Death and Dismemberment1 $250,000 $250,000 $750,000 $750,000 $1,000,000 $1,000,000
Emergency Medical Evacuation/Medical Repatriation/Return of Remains $25,000 $25,000 $50,000 $50,000 $75,000 $75,000
Baggage/Personal Effects $2,000 $2,000 $2,500 $2,500 $5,000 $5,000
Emergency Accident & Sickness Medical Expense N/A N/A $2,500 $2,500 $5,000 $5,000
Baggage Delay N/A $150 $150 $150 $300 $300
Trip Delay N/A $250 $250 $250 $150/Day/ $500 Max $150/Day/ $500 Max
Missed Connection $300 $300 $300 $300 $300 $300
Rental Car Damage N/A N/A N/A N/A $25,000 $25,000
Trip Interruption, annual max N/A $2,000 N/A $3,000 N/A $5,000
Trip Cancellation, annual max N/A $2,000 N/A $3,000 N/A $5,000
Annual Rates Individual
Family**
$26.95
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$58.95
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$80.95
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$121.95
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$132.95
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$164.95
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$74.95
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$137.95
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$158.95
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$201.95
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$211.95
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$296.95
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